Financial Services Directory
Compare banking and payment solutions for digital nomads and international businesses. Find the perfect financial partner for your Paraguay journey.
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Key Features
Requires US address, utility bill or bank statement with LLC address, and proof of residence (phone bill works). Requires LLC.
Accepts international transfers in USD via SWIFT and in EUR, GBP, CAD through local networks, converting to USD upon arrival. Does not offer personal accounts. Accepts US entities with non-US citizenship owners and residents outside the US, including Europeans.
Key Features
International payments platform with multi-currency accounts (USD, EUR, GBP, JPY, HKD). Allows receiving payments from marketplaces and global clients, and withdrawing funds to local bank accounts. Offers prepaid Mastercard.
Reward: $25 USD for both (referrer and referee) when requirements are met
Requirements: Referral must register using the referral link and receive at least $1,000 USD in payments to their account within the first 150 days
In special campaigns can reach up to $250 USD if referee receives $30,000 in 150 days. Rewards are credited within 3 months.
Available globally for European residents. Referral program: $25 USD reward for both when referee receives at least $1,000 USD in payments. In special campaigns, up to $250 USD if referee receives $30,000 in 150 days.
Key Features
Multi-currency account that allows sending, receiving and converting money in over 40 currencies. Offers local bank details in USD, EUR, GBP, among others. Available for individuals and businesses. Optional debit card for spending abroad with low fees.
Reward: $115 USD for the referrer when all requirements are met
Requirements: 3 friends must register and each send an international transfer of at least $300 USD
Same currency transfers, conversions between own balances and certain types of transactions do not qualify for the reward.
Available globally for European residents. Referral program: standard $115 reward when 3 friends register and meet requirements. Requirements include sending an international transfer of $300.
Key Features
Digital bank for startups and tech companies. Offers checking and savings accounts in USD without monthly fees. Requires a US legal entity (LLC or C-Corp) and an EIN. Allows 100% online opening without physical presence in the US. Integrations with accounting tools like QuickBooks and Xero. Debit and credit cards available.
Reward: $250 USD for both (referrer and referee) when requirements are met
Requirements: Referral must open an account and deposit at least $10,000 USD within the first 90 days, maintaining the balance for at least one business day
Payment is typically made on Monday after meeting requirements (or Tuesday if Monday is a holiday) and credited within 1-3 business days. Referral cannot be an existing company or one that closed its account in the last 90 days.
Accepts US entities with owners residing outside the US, including Europeans. Referral program: $250 reward for both when referee opens an account and deposits at least $10,000 within the first 90 days.
Key Features
Digital banking platform designed for entrepreneurs and online businesses. Offers business accounts in USD with unlimited virtual cards, up to 2% cashback on purchases, same-day ACH and FedNow/RTP transfers, and support for USDC and USDT crypto on/off ramps. No physical presence in the US required for account opening.
Slash offers a rewards program with up to 2% cashback on eligible purchases made with their cards. No specific referral program found. Account opening is available for European residents, provided identity and business verification requirements are met.
Key Features
European digital bank based in the Netherlands. Offers personal and business accounts with support for multiple currencies (up to 22), including EUR, USD and GBP. Accounts allow saving, spending, receiving and holding funds in different currencies with competitive exchange rates and low fees. EUR savings accounts offer up to 2.26% interest, and up to 3.01% on USD and GBP, with weekly payments. Account opening is 100% online and requires no branch visits.
Reward: 1,000 bunq points for both (referrer and referee)
Requirements: Referral must fully verify their account
Points can be redeemed for rewards like free plan months, metal cards, additional eSIM data and more. Requires residency in the European Economic Area.
Requires residency in EEA countries where it operates (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden). Referral program: both you and your referral get 1,000 bunq points when the referral verifies their account.
Key Features
Digital wallet that allows opening a US bank account in the user's name, without requiring physical presence or visa. Offers virtual and physical Visa/Mastercard cards, international transfers, local currency withdrawals in over 14 Latin American countries through MoneyGram, and USD interest generation through the BLEND DeFi protocol on the Stellar network. Integration with platforms like Payoneer, Wise, UpWork, TikTok and Amazon.
Bank account provided by Lead Bank (Kansas City, Missouri). Offers European IBAN for cross-border operations. No specific referral program found. Available for European residents.
Key Features
British neobank offering personal multi-currency accounts with support for over 30 currencies, including USD and EUR. Allows international transfers, currency exchange at competitive rates, physical and virtual cards, and functionalities like savings, investing and cryptocurrencies. Available for residents in selected countries.
Reward: Variable reward for both (referrer and referee)
Requirements: Referral must open a personal account, make a top-up from an external source, order a physical card and make eligible purchases
Reward amount varies according to current promotions. Available for legal residents of UK, EEA, Australia, Canada, Singapore, Switzerland, Japan and United States.
Requires legal residency in specific countries including UK, EEA, Australia, Canada, Singapore, Switzerland, Japan and United States. Not available for Paraguay residents. Referral program: variable reward for both when referee opens a personal account, makes a top-up from an external source, orders a physical card and makes eligible purchases.
Revolut Business
Key Features
Banking platform for businesses and freelancers offering multi-currency accounts, physical and virtual cards, international payments, financial management tools and API access. Free and paid plans available based on business needs.
Reward: Variable reward for the referrer
Requirements: Referred business must open an account, pass verifications, make a top-up from an external source, make eligible purchases and order a physical card
Available for businesses registered in UK or EEA with owners residing in eligible countries including UK, EEA and Switzerland.
Available for businesses registered in UK or EEA with residency in eligible countries. Not available for businesses registered or residents in Paraguay. Referral program: variable reward for referrer when referred business opens an account, passes verifications, makes a top-up from an external source, makes eligible purchases and orders a physical card.
Key Features
German digital bank offering personal and freelancer accounts in euros. Personal accounts allow managing daily finances with physical and virtual cards, instant transfers and savings sub-accounts. Freelancer accounts include similar benefits, with the ability to receive client payments and separate personal and professional finances. Not available for Paraguay residents.
Reward: Variable cash reward for both (referrer and referee)
Requirements: Referral must make an eligible purchase with their N26 card (virtual or physical)
Each customer can earn up to €1,500 per year in referral rewards. Reward amount may vary according to current promotions. Available only for European residents.
German digital bank requiring European residency. Referral program: both you and your referral can receive a cash reward once the referral makes an eligible purchase with their N26 card. Reward amount may vary according to current promotions. Each customer can earn up to €1,500 per year in referral rewards.
Bilderlings
Key Features
UK-registered fintech platform offering personal and corporate accounts with multi-currency support. Allows receiving, holding and transferring funds in over 17 currencies, including EUR, USD and GBP. Offers physical and virtual cards, international transfers via SWIFT and SEPA, and access to online financial management tools. Account opening is subject to identity verification and compliance with local regulations.
UK-based fintech platform. No specific referral program found. Service availability for European residents is confirmed; direct contact with Bilderlings is recommended to verify specific requirements.
Key Features
European fintech based in Lithuania, authorized by the Bank of Lithuania and supervised by the European Banking Authority. Offers personal and business multi-currency accounts with support for over 28 currencies, including EUR, USD and GBP. Provides physical and virtual Mastercard® cards, international transfers via SEPA and SWIFT, purchase protection, 2-year extended warranty on electronics and instant refunds on eligible purchases. Account opening is 100% online via mobile app.
European fintech based in Lithuania. Currently, ZEN.COM does not offer a referral program. Service availability for European residents is confirmed; direct contact with ZEN.COM is recommended to verify specific requirements by country.
Dukascopy Bank
Key Features
Swiss bank regulated by FINMA offering personal and corporate multi-currency accounts in 22 currencies, including USD and EUR. Provides physical and virtual Visa/Mastercard cards, international transfers via SWIFT and SEPA, investments in forex, cryptocurrencies, stocks and more. Account opening is done online via the Dukascopy Connect 911 app, with video call or biometric verification.
Reward: 10 DUK+ (Dukascoins) for the first referral and 5 DUK+ for each additional one. Additional bonus of 50 EUR if investment volume is met
Requirements: Referral must open an account and deposit at least 100 USD in the first 3 months. For additional bonus: generate an investment volume of at least 5,000 USD in the first 6 months
Swiss bank regulated by FINMA. Available for European residents who meet verification requirements.
Swiss bank regulated by FINMA. Available for European residents. Referral program: for each referral who opens an account and deposits at least 100 USD in the first 3 months, the referrer receives 10 DUK+ (Dukascoins) for the first referral and 5 DUK+ for each additional one. Additionally, if the referral generates an investment volume of at least 5,000 USD in the first 6 months, the referrer receives an additional bonus of 50 EUR.
Key Features
Private bank based in Gibraltar, regulated by the Gibraltar Financial Services Commission. Offers USD accounts with competitive interest rates, Bitcoin custody, physical and virtual debit cards, and the ability to transact in Bitcoin, USDC and USDT. EUR deposits are automatically converted to USD upon receipt.
Xapo Bank does not offer accounts in Paraguayan guaraníes (PYG). Residents in Paraguay and Europe cannot open accounts due to regulatory restrictions. USD deposits are made through the ACH network and are subject to fees of $0.50 + 0.1% of transaction value. EUR deposits are automatically converted to USD upon receipt. Annual interest rate is 4.1% for USD deposits, paid daily. Bitcoin deposits generate 1% annual interest, also paid daily.